
About Mark Jones
Mortgage Banking Executive & Former Chairman of the Mortgage Bankers Association
Biography
Mark Jones has spent more than forty years building, scaling, and guiding American mortgage institutions. In 1983, he co-founded AmeriFirst Home Mortgage in Kalamazoo, Michigan with David Gahm. Over the next four decades, Mark served as Co-CEO and guided AmeriFirst's growth into a full-service nationwide lender with over 80 locations, 900 employees, and multi-billion-dollar annual production.
Under Mark's leadership, AmeriFirst earned national prominence for its commitment to affordable homeownership, repeatedly ranking as one of the country's top USDA Rural Development and FHA lenders. In 2023, AmeriFirst merged with Union Home Mortgage, where Mark assumed the role of President to continue advancing national retail expansion and operational strength.
Active in national housing policy and governance, Mark was elected by his peers to serve as the 2024 Chairman of the Mortgage Bankers Association (MBA), representing more than 2,200 member companies across the real estate finance industry. He has testified before the U.S. Congress, met with federal regulators, and advocated for policies that promote responsible lending and accessible homeownership.
Today, Mark is the Managing Partner of Lake Michigan Capital, where he provides strategic advisory services, governance oversight, and private capital to growth-stage businesses in financial services and real estate.
Mark holds a Bachelor of Science in Business Administration and Management from Virginia Commonwealth University, where he competed on the Varsity Swimming & Diving team. In 1979, he won the Virginia Intercollegiate State Championship in 1-meter springboard diving and was a two-time NCAA Regional Qualifier.
Mark lives in the greater Kalamazoo area with his wife, Toni. They have three adult children and five grandchildren.
Accomplishments & Recognition
- Co-Founder & Co-CEO of AmeriFirst Home Mortgage (1983–2023), growing the company to 80+ locations and 900+ employees
- 2024 Chairman of the Mortgage Bankers Association (MBA), representing the $4 trillion real estate finance industry
- President, Union Home Mortgage (2023–2024)
- Nationally recognized as a top USDA Rural Development lender for expanding rural and affordable homeownership
- Testified before the U.S. House Committee on Veterans' Affairs on VA loan modernizations and homebuyer support
- Managing Partner, Lake Michigan Capital
Organizations

Lake Michigan Capital
Private Lending · Non-Agency Capital
Solution-based real estate financing for growth-stage deals.
Lake Michigan Capital provides short-term and long-term financing to business entities to acquire or refinance real estate for fixing, flipping, bridging, or holding.
Long-term rental financing qualified on property cash flow rather than personal income.
Short-term acquisition and rehab capital structured around real-world renovation timelines.
Bridge, ground-up construction, mixed-use, and bespoke commercial loan structures.